Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident.
Benefits |
|
|---|---|
Life Benefit |
$25,000 |
AD&D Benefit |
$25,000 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
* Spouse coverage is only available if the employee is insured for voluntary coverage
Benefits |
Employee |
Spouse* |
Child |
|---|---|---|---|
Coverage Amounts |
Increments of |
Increments of |
Flat Amount: |
Non-Medical Maximum |
$150,000 |
$30,000 |
$10,000 |
Benefit Maximum |
$500,000 |
$150,000 |
$10,000 |
Employee Contribution |
100% |
100% |
100% |